u/Eadaz_naz

I opened a Roth IRA last year and I own the following: FTIHX, FSKAX, QQQM, and then a bit of Nu, Iren and Sofi.

Would you change anything? ETFs equivalent to the mutual funds better? Advice? I’m 35 so I know it’s kinda late but new to the US and spouse has a good “cushion” for retirement so it’s mainly extra money for the future.