Just started my first job and currently investing ₹20,000/month. Looking for feedback on whether my portfolio makes sense for long-term wealth creation.

Current SIP

• HDFC Flexi Cap — ₹7,000
• Motilal Oswal Nifty Midcap 150 Index — ₹7,000
• Invesco India Smallcap — ₹6,000

Total: ₹20,000/month
Platform: Groww

Risk appetite: Aggressive
Goal: Long-term wealth creation
Investment horizon: 15+ years

Why I chose these

I wanted exposure across flexi-cap, midcap and smallcap. I chose HDFC Flexi Cap for diversified active management, Motilal Oswal Nifty Midcap 150 for passive midcap exposure, and Invesco Smallcap for higher-growth potential over a long horizon.

I'm now considering adding Kotak Nifty Next 50.

I'm also confused about whether to keep HDFC Flexi Cap or replace it with a Nifty 50 index fund/another option. I initially considered Nifty 50, but I'm not convinced it adds enough value to my current portfolio.

I'm also getting some FOMO about WhiteOak Mid Cap because of its recent performance. Should I stick with the Midcap 150 index for the long term, or is taking the additional active-fund risk worth it?

Would you suggest:

• Adding Nifty Next 50?
• Keeping or replacing HDFC Flexi Cap?
• Sticking with Midcap 150 or switching to an active midcap?
• Keeping the portfolio simple instead of adding more funds?

Any criticism or suggestions are welcome, especially the reasoning behind them.