u/EddyCuzza

Looking for your thoughts regarding our position. 36 with a mortgage of £370k on a £500k house. We’re due to remortgage this December, my wife has RSU’s at Crowdstrike which currently is sitting at \\\~$160k, with another $100k which are not vested as of yet.

We currently have about £30k in savings. We’re thinking of pulling $60k from the stocks to pay off £30k on our mortgage to bring down the monthly repayments a bit and then continue to make overpayments for the foreseeable.

We want to keep a bit in the stocks for obvious reasons. My salary is £55k and my wife’s is over £100k which include the RSU’s.

Does anybody have any thoughts with regard to any downside of paying £30k off in one lump sum?