Rewards focused CC Guidance
Hi guys,
Need guidance on getting new cc, following are my details
Current Cibil: 771
Age: 27
Monthly Income and Employment status: 1.3L, salaried
Monthly Expenses & Spending Patterns:
15-20k incudes groceries and online shopping
and 1-2 trips in a year mostly domestic
Top 5 Monthly spend categories and Top 5 Annual spend categories:
groceries, online shopping
Reward Preference (Cashback or Reward Points): rewards
Lounge Access Required: yes, preferably is it has guest access also
Note: I have salary account with axis bank and have been offered horizon and magnus cc as well.
Also I own couple of cc mostly focused on cb Flipkart Axis, Amazon Icici, RBL play card
Now I’m looking for good rewards based card if required i can route my all expenses through that card for rewards maximising.
Thanks in advance!!