u/Educational_Heat3176

Single man, 40s, took mortgage out on home in 2024. Live alone.

Coming up to renewing mortgage, but it's prompted me to look at the insurance I took out back then through a mortgage advisor.

I pay £45 for house insurance, £59 for life insurance (plus critical illness cover - I think), and £27 for income insurance. The life and income insurance is with Aviva.

I have a horrible feeling I've spent 2 years paying way more than I need to in terms of insurance. I've found cheaper quotes for the house insurance, but don't know where to start with the life/income, and fear I've been oversold by my mortgage advisor.

Any guidance will be very welcome.