u/Eemzee

Hi all! sorry if this is a question with a very obvious answer but I can’t seem to find one. We are at the very early stages of building, as in only meeting with engineer for perc test next week. We haven’t the land officially valued yet but a similar parcel of land nearby was valued recently at 38k so we’re using that as an estimate for our own heads, with savings of 27k currently, projected to be 32k (all going well) before we actually apply for the mortgage taking into account planning times etc.

My question is, how do people manage the costs of pre-build expenses whilst keeping their deposit and savings ticking over? Planning costs, architect/engineer costs, solicitor, stamp duty will costs 000s, and although we have it in savings already that would obviously impact how much we have saved for a deposit, and would ruin the “6 month” clean accounts required by the bank. Alternately we could pay for these costs out of our current paychecks but we wouldn’t be able to save as much per month if at all. You‘re always told not to have big outgoings when applying for a mortgage but I can’t see how with the initial stages of a self build. TIA

Hello! Firstly I want to say, I felt some real shame about taking this medication at the beginning, but I found this group by accident when googling things and I just have to say, the positivity here is so refreshing. Seeing all your comments and posts has reframed my mindset, so thank you all!

I have been on 2.5mg for 2 months and this week is ordering week and I am stuck whether to go up or not. I am early 30s female, who struggled massively with weight loss before this, but so far I have lost just over a stone in 2 months. I have had nearly 0 side effects, I find that I can still have the odd takeaway or night out (I inject Monday mornings) and I am way more in tune with my body, I realize now that I often times was eating to eat and not because I was hungry. My appetite suppression is manageable, Im not struggling to finish meals in the sense I feel ill all the time, I just find I lose interest in eating because I feel fuller much quicker.

I had thought for sure I would go up to 5mg this order time, because for the last two weeks I thought I had plateaued, I was hormonal and bloated but having weighed myself yesterday I still lost weight. If I am still losing weight, still feel some suppresion and have 0 symptoms should I stay on 2.5mg? I asked the mybmi docs and they basically said to do whichever I liked.

Any advice would be great, I have no one irl to ask or talk about this with. Thank you!