Can they do this?
Hey all. This is gonna sound odd but please bear with me. I got a car (I am not naming the year or company), it got repoed. When it got repoed, I was in the financial position to get it back. I call the loan company and I’m really chill about it over the phone. I’m asking the lady how much I need to spend to get my car back. She puts me on hold, then comes back and says they need the full amount in 2 weeks. The full amount of the car. I just hang up because I wasn’t prepared for that. I was ready to pay past due and advance. Since that happened, it went on my credit and the loan company is calling me asking for the full amount. Eventually, I file a dispute. It’s no longer reporting on my credit but every once in a while the company that put me with the loan company reaches out saying it’s my obligation to pay. The loan company has not reached out to me as far as I know. What can I do? What does this mean? & has anyone else dealt with this?