Inflated COA and FASFA help
I’m currently working with Purdue Global financial aid and I’m getting concerning and frustrating information for my BS in IT (Excel Track). I was to point out I am relying on my maximum Pell grant I was given and out of pocket for remaining cost.
The advisor told me:
• If I start with only 6 credits, my out-of-pocket would be around $1,300–$1,600 this term.
• I am scheduled to go full-time (15 credits), it should drop to $400–$800 per term according to what she told me.
• They suggested starting with 6 credits, knocking out 18–24 credits in the first term, and then they would “reach back to FAFSA/Pell Grant” after the term ends to get more aid to lower my remaining out of pocket.
However, when I said I want to start with 15 credits (because I can handle the load), the system is still showing $1,600+ out-of-pocket. I am starting to feel like I’m being misinformed or misled in a way due to her saying they’ll “reach out to FAFSA” for more Pell Grant once the term is done if I took more credits if I started with 6 credits, but I’m getting the strong feeling this is misleading sales talk. I plan to graduate by the end of the year with my remaining courses if my transfer is evaluated correctly in my favor.
On top of that, my transfer evaluation still isn’t finished, so the degree plan is showing I won’t graduate until 2030 even though I should be transferring in a lot of credits from former college which I estimated around 63% including from Sophia) maximizing me to stop at 75% cap. ( this is based on my calculations, so not official)
Has anyone else experienced this with Purdue Global?? Am I being misled about the Pell Grant adjustment after the first term?
Any advice on pushing for a completed transfer evaluation, getting accurate COA numbers before enrolling, or whether I should start with 15 credits anyway and it’ll be corrected .
TL;DR:
Finance person gave me optimistic numbers for full-time (15 credits) but system still shows $1600+ out-of-pocket. Transfer evaluation isn’t done, so plan shows graduation in 2030. Feeling misled about Pell Grant adjustments and COA. Anyone else experience this with Purdue Global?