Cruise or pay off debt
edit: I get it Im stupid and young. Thats why I asked for advice! I’m not going on the cruise!
Hi. Reading the title you might be like “obviously pay off your debt idiot” but two sides of my brain are fighting. (21F) I stupidly ran up a credit card while living with my parents and then I moved out and continued running it up thinking I could afford it. It’s currently sitting at $5.5k. I am disappointed in myself of course but I know I can get it paid off at some point. I’m a massage therapist so I make decent money for my age but that also means I want to make the most of my young years and do everything. Question is, do I continue saving up for a really fun cruise that will cost around $1k and then lock in afterwards, or ditch the vacay and use the money towards my credit card payments? I’m still making payments towards it but they are small and very unmotivating. I want some more opinions on this but pls be nice!