u/Emergency-Good2762

He never mentions the 1 major reason why using a credit card is preferable & safer than a debit card.

When issuing a chargeback, credit cards are significantly easier to win the dispute. Debit cards are your money; credit cards are the bank's money.

Banks will fight harder and, often, their policies favor credit card charge backs*. Interchange fees, regulatory limits, and favorable laws incentivize banks to claw their money back.

Moreover, banks will often allow for several other options than Card was stolen for a dispute.