u/Entire_Area5409

I’m a year out and wondering 2 things:

1. How do you handle your withdrawals? I was planning on doing a once yearly withdrawal and keeping it in a CD that matured each quarter. What do other folks do?

2. Planning on having 2-5 years of bare bones spending saved separately in case of a recession for SORR. Was thinking of doing BSV. What are other options?

Outside of those funds, the rest of it is in a 60/20/20 allocation.

Thanks.