u/EntrepreneurShot7900

57, $9.5M NW, will begin retirement in 2027. I recently sold off most of my paper silver due to the volatility and arbitrage gap between the Shanghai (East) and NYC (Western) markets. I do still think holding a minority percentage of silver (or gold) might be wise given the unpredictable global markets. Wondering how many FatFires hold actual physical bars and if so, are you heavy in a specific metal? How do you think about storage, safety and resale?

Newbie here to fatFIRE so please humbly accept my apologies upfront if I commit any rookie mistakes.

57, $9.5M NW, with $6.4M investable (VOO, balanced tech and international funds e.g. VYMI), $2M in home equity and no debt. Just over $1M in additional assets set aside for college for the kids. Planning to try and retire early next year- I am still employed at present- base + cash bonus is $450K, and vested RSUs will provide $200K a quarter until I retire. So for right now, life is comfortable. We do not buy art, don't really have a desire for jewelry, cars are paid off and we only spend money on family travel but even then we eat and live with the locals where ever we go.

My one question is how we think about college for the kids given our situation. Our oldest is off to a private college this fall ($85K a year all in), our youngest is still a high school sophomore and we have no idea where she will go to school but are assuming an in state university per her desire. We have a 529 loaded with 2 years of tuition and then have an adjacent brokerage account that we use to grow the principle and funnel annual profits in the 529.

My question: Given my situation, would anyone recommend a different thought process when it come to tuition planning? I am also open to any thoughts on my FIRE status as well in case anyone wants to comment more generally.

Thank you kindly!