u/EnvironmentalEgg6970

Hey guys! Last year, before I thought I was going to buy a house possibly this year, I booked a trip out of the country for three weeks in June. With my (W2 PRN) job, there is no PTO, so when you’re not working you’re not getting paid. Because of that, I thought I should wait until August to apply for a mortgage so that July would show income.

Now, I wonder if I need to wait longer since they look at checking statements from three months back. I did financially plan for this and I have the savings to cover the bills while not working (although my savings will definitely take a meaningful dip) but I don’t know if it would look too bad. Not a first time homebuyer (currently renting) and in Texas if that matters. No debt, great credit.