u/EnvironmentalNet2082

hi! just wondering where you guys put your bto funds into for low risk investments? for context my bto key collection will be in around 4-5 years

i currently have the funds in syfe flexi cash now but the rates are closer to 1.3% than the projected 1.8% so researching if i should put it elsewhere.

i have looked into etfs on ibkr like vwra but i’m not sure if they are too risky for the bto timeframe. also researched on moomoo cash funds but lowkey not much difference from syfe 1.3%

looking for what others have done previously or are doing currently, thank you!