u/Equal_Being_5462

31M (Married/Single income):
Started by initial investment in 2020 with lots of hesitation, got educated and started a DCA in December 2021
Have a mix of individual stocks and ETFs.

This is all automatic, every couple months I try to review and see if I should stop certain stocks and/or add any new.

I have seen the unrealized gain % drop as low as 6-8%, so I know that I can handle the swings.
Specially because I consider this as my 3-6 month backup money.

What I think about a lot is, should I completely stop individual stocks and keep to only ETFs.

My top 4 holdings are, Apple/Alphabet/Amazon/Micron.

Goal: Try and find a way to automate the assessment and rebalancing piece somehow.