u/EstimateMassive8144

Throttling back

My wife and I are higher income earners. We've reached a good coast number for us. We're planning to throttle back our contributions and I'll be moving towards part time work. I'm in a union so my retirement contributions are all paid by the company. My wife is still maxing out her 401k. Currently 25% of our funds are in taxable brokerages and 50% in pre tax 401k contributions. The remainder is a mix between HSA and Roth IRA funds.

My question is, should we decrease my wife's 401k contributions and use that to fund our roth ira contributions?

Edit to add more info- both 30 years old, planning to retire at 55

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u/EstimateMassive8144 — 4 days ago