u/Expert-Release1068

I built a free, open source tool to track Mutual Fund Expense Ratio (TER). No ads, no logins.

Built a free Mutual Fund Expense Ratio (TER) Tracker for India – would love feedback from the community.

*Link in comments*

Why I built it:

While reviewing my own mutual funds, I noticed something confusing.

The same mutual fund often showed different expense ratios depending on where I checked.

Some broker apps displayed Base Expense Ratio (BER), some showed Total Expense Ratio (TER), and mutual fund house portals sometimes showed different breakdowns or reporting dates.

With SEBI's updated disclosure framework from April 2026 improving transparency around TER components, I wanted a single place where I could consistently track expense ratios historically and compare funds more easily.

So I built this tool.

What it does:

• Daily automated AMFI expense ratio updates

• Compare up to 4 mutual funds side-by-side

• View BER, Brokerage, Transaction Charges, Statutory Expenses and Total TER separately

• Compare Direct vs Regular plans

• Historical charts showing TER changes over time

• Free to use, no ads, no sign-up required

Tech stack:

Python + GitHub Actions + GitHub Pages

Built initially for personal use and decided to make it public in case others find it useful.

Would genuinely appreciate feedback:

  1. Any missing filters/charts?
  2. Features you'd like to see?
  3. Bugs or UI improvements?

Happy to answer questions or make improvements based on community feedback.

reddit.com
u/Expert-Release1068 — 18 days ago

I built a free, open source tool to track Mutual Fund Expense Ratios (TER) in India. No ads, no logins.

https://preview.redd.it/s3f10husqv2h1.png?width=1911&format=png&auto=webp&s=2c821dc75637a383c1c3323d3eac136c59a8f8a8

Hi everyone,

I've been investing in mutual funds for a while and noticed something confusing. The same mutual fund often showed different expense ratios depending on where I checked.

Some broking apps displayed one number.

Some AMC websites showed another.

Digging deeper, I realized some sources displayed Base Expense Ratio (BER) while others showed Total Expense Ratio (TER). In some cases, the reporting/reference dates also differed.

That inconsistency made comparing funds harder than it should be.

Then I discovered that from April 2026, SEBI introduced a clearer expense ratio disclosure framework where TER now provides a breakdown of costs into components like BER, brokerage/transaction costs, and statutory/regulatory levies to improve transparency for investors.

That became the reason I built:

Mutual Fund Expense Ratio Tracker

Link: https://mf-expenseratio-tracker.vyneralabs.com/

What it does:

Daily AMFI Data – Automated daily updates directly from AMFI India using Python scrapers + GitHub Actions.

Compare Funds Side-by-Side – Compare up to 4 funds across BER, Brokerage, Transaction Charges, Statutory Expenses and Total TER.

Direct vs Regular Comparison – Quickly visualize cost differences.

Historical TER Trends – Interactive charts showing when AMCs increased or reduced expense ratios.

Privacy Focused – Free to use, no ads, no sign-ups.

Built using Python + GitHub Actions + GitHub Pages.

Would genuinely appreciate feedback:

  1. What filters/charts would make this more useful?
  2. Any features you'd want added?
  3. Any bugs/UI issues you notice?

Would love suggestions from long-term investors here.

https://preview.redd.it/pn0rkwztqv2h1.png?width=1911&format=png&auto=webp&s=dc4a2a257b46f35de61ffb9bfd176c7d95c8a37d

https://preview.redd.it/tdauo28vqv2h1.png?width=1919&format=png&auto=webp&s=754357a61384af734a4f793339110fa91d4c759b

https://preview.redd.it/76npikuvqv2h1.png?width=1919&format=png&auto=webp&s=5a9964b52b2237b3fc00c09b78c8aa72ceca3cd5

https://reddit.com/link/1tlfi2a/video/rsbi3xrluv2h1/player

reddit.com
u/Expert-Release1068 — 18 days ago