u/Famous-Discipline916

Right now the stock market is in red and has been in red for past 1 year . Throughout this 1 year I bought the dip in good stocks obviously (banking sector ) . Yet I am not able to see the results of buying those dips . I am 66 percent into stocks(direct and via m.f) and 30 percent into gold and rest into the govt. Schemes (vpf ,ppf, nps ) .

My questions -

Is it safe to continue investing in the Indian stock market and m.f considering the overall market performance and depreciating rupee value ?

Should I continue to trust " buy the dips "?

Should I buy more gold ? If more than then how much ?

I live in a tier 1 city .

Home -my own

Living with parents

Parents are not financially dependent on me .

Salary is 7.8 lakhs annually.

Currently Salary Increment is average 12.5 percent annually.

Age 30 .

Married

No child (planning soon )

M.f -2 lakhs

Stocks -30 lakhs

Pp.f and nps - 10 lakhs

F.d - 2.5 lakhs

Gold 4 lakhs

Epf 5 lakhs

Total investment is over 50 lakhs .

Currently investing 80 percent of my salary.(M.f,vpf,stocks and gold )

Edit : Guys is my target feasible ?

My target is over 2 lakhs (after inflation)monthly interest at the time of retirement (58 age ) based upon my investment.

Need reviews and suggestions.