u/Famous-Personality70

Hi there. I was enrolled in the SAVE plan which we all know is on its way out the door. I am trying to understand my options, specifically the best option for the lowest payment each month. Times are tough 🥺 If I’m at 98k in debt is it true my monthly payment will be around 815$ per month on the RAP option? I almost feel like i need to do IBR cause I don’t even make enough to keep up with all the interest accruing to ever pay this off in my lifetime. I wish I could hire a financial advisor or something.. I don’t have parents to help me with this. I’m 27 trying to figure things out and appreciate any insight.