u/Far_Good_6679

I graduated with a ton of student debt and unfortunately did not get the salary to match. I have been paying my payments of $500 but I have the option to decrease it to like $200 and use the $300 towards investing. If I do this I’ll be paying the debt until I’m around 40. If I continue to pay $500 I’ll be done before 34. I wanted to know what other people did?
Did you just put it on the lowest payment possible and use that money towards investing invest or did you pay it off as fast as you can then redirect the cash flow to investing?

Interest rate on my student loan is 0% I already paid off the interest portion in full.