u/Feeling-Search-7262

Looking for advice. I have about $60,000 of Sallie Mae Student loans. I’ve already paid over $14,000, but my balance is about $1,000 less than what it was when I graduated. I’m trying to find a way to get out of that. My monthly payments are too high, and I’m not making a dent. My interest rates vary per loan. One is 14%. Refinancing places haven’t pre-approved me because my annual income is much less than I owe. I have been making my payments every month, and I have a good credit score that I don’t want to get worse. Does anyone have advice on what to do?