want to know what to expect in in 4 months
hello all. i am currently sitting at a 504 across all 3 bureaus and a 526 fico 8. i was dumb and maxed out both my cards( navy federal card is paid off) and i also had my capitol one account in collections and a cox account until recently. i have taken the settlement for my collections with cox and it is now paid. my capital one is also starting to chunk down with a balance of 630 and is no longer in collections. i also have a car loan which i owe about 16500 on. between both cards i have a 1500 line of credit as well as a kikoff account with a 2500 tradeline. am i doing ok to set myself up well? i have a goal of putting myself into a golf r here at some point and i wanna make sure that i can set myself up for not only a dream car in the future but a house. lmk