Summer House - Retrospective planning application refused (2005)
Edit - England.
I'm going to view a house at the weekend, one of the main reasons that I'm viewing this house is due to the annex in the garden which I had hoped to use as a home office, the layout has three rooms downstairs (1- office, 2 - Lounge/Bedroom, 3 - Kitchen) and storage for the top
I've been looking into the history of the house and have found that a retrospective planning application for "Erection of a summer house to provide ancillary residential accommodation" was refused in 2005, I've since gone onto Google earth and scrolled back through the historical images and this is the same building that was in place in December 2005 (Building was not in the images for earlier that year.)
So my questions are what's next?
1 - Will this be likely to be picked up by solicitors/surveyors?
2 - what is the way around this (indemnity insurance or another way? preferably better)
3 - I would assume that as this appears to be an unauthorised modification that it could affect the mortgage lenders valuation of the house, will this also limit who will lend (I'm assuming the answer is yes)
4 - As this has been in place for 21 years what are the likely outcomes from the council? (What's the worse that could happen/likely to happen - removal or building, fines or something else?)
Thank you all for any comments