u/Few-Spite4268

I’m 20 and in university full time. Currently got laid off my school job for the summer so I don’t have much to put in until I find a job. I just transferred my and old retirement plan with less than $200 to a fidelity rollover account and I’m planning on transferring it to a Roth IRA that I just put $125 in. I am not sure if I want to invest or not yet bc I’m a little nervous of any risk but I know it’s never smart to hesitate when time is money. I just don’t know if it’s smart to leave it to grow on its own.

I was wondering if anyone could give me low-risk yet sustainable/ morally correct options to invest in along with any advice for a newbie like me. Thanks!