u/Fickle-Network-7436

So i started getting paid in USDT by a client a few months ago and just let it sit there because i didnt really understand what to do with it. Its now around 340$ and i actually need that money for rent next month

I have it in metamask but i have no idea how to get it into my bank account. do i need to go through an exchange first or is there a way to send it directly? every time i google it i get different answers and half of them are trying to sell me something

also does it matter that its USDT specifically or does the process work the same for any stablecoin

genuinely lost here any help appreciated

My crypto is already where I want it.
I'm not looking for staking, lending, or rewards. I literally just want to tap my phone and pay without sending my funds somewhere else first.

Anyone found a solution that actually works easy?