Got a strange NCRP/lien mark notice from Federal Bank and I’m confused what to do.
A guy sent me around ₹1000 to my account. From that, I sent around ₹200 to another person. After around 30 minutes, when I checked my account again, I noticed the remaining ~₹800 was gone. I thought maybe it was some bank charge or temporary hold and ignored it.
Now, 2 days back, I received an official notice saying there is a “Lien Mark / Restriction” on my account based on instructions from law enforcement authorities (NCRP reference mentioned).
I’m currently in UAE and this is the same account I use for PhonePe/UPI and normal transactions.
Has anyone faced something similar? Is this a serious issue or usually just a disputed transaction trace? What should I do next from UAE?