Part B, D , Medigap SEP Deadlines
I retired mid February this year but my company is keeping me on full medical coverage and severance pay thru December. I enrolled in Medicare Part A when I turned 65 and deferred all other enrollment because I was still covered by my company medical plan at that time (i.e. I had "credible coverage") .
However, I understand that since I am now receiving severance since February, my employment will be considered ended in February for purposes of establishing my SEP, even though I will continue to remain on my company medical thru December. What is my drop-dead date for Part B enrollment? Does the 8-month SEP clock start Feb. 1 or Feb 28?
Does same SEP apply to Part D and Medigap or can I defer that enrollment/coverage until my company medial coverage ends in December?