u/Fine-Marionberry-570

Hey all

I currently have 10% savings for a home loan. My credit report is clean but hubbys has 1 default on his. It has been paid and account closed in 2024. Was for a credit card

I’m just wondering if we are able to go for the 5% government home loan scheme ( NSW) or no?

Hey all

I currently have 10% savings for a home loan. My credit report is clean but hubbys has 1 default on his. It has been paid and account closed in 2024.

I’m just wondering if we are able to go for the 5% government home loan scheme ( NSW) or no?