u/FirefliesOfHappiness

I’m a newbie accumulated 2 Lakh and want to gift someone a gold chain (male)
There are so many brands etc and I’m confused
Also i don’t know how shops may trick me etc
Any recommendations of dos and don’t
Pls help a friend in need with your experiences
I’m new to all these things :(

Thank you!

Will this stupidity always show up in my new credit card application which i apply later say 5-6 months