Student Repayment Plan Question
Hey all - question if anyone can help. Entered income driven repayment like two months before the Save Plan went into its mandatory forebearance during the whole Missouri lawsuit. Prior to that I had been in extended non income driven repayment for years. I am in the save forebearance and hoping to switch to Old IBR but am confused on the changes effective 7/1. I have read that if you have made 60 or more payments on the Save Plan/Repaye you are ineligible to switch to IBR after 7/1. I haven’t made a payment at all on Save as once I was enrolled I was in a short forebearance and then went right to the Save Forebearance lawsuit scenario. During the lawsuit the payment count update went thru to capture old credit/payments from before I was ever on an Income Driven plan and again was never on Repaye prior. Do I still have a shot to get on IBR post 7/1 or am I stuck now with RAP only? Any help is greatly appreciated to understand