u/FirstBorn1738

My partner and I are looking to buy our first home. Our budget is 300k and we are just not finding anything we like, evidently 300k doesn’t go far in this economy 🙃 We are wondering if it’d be possible to purchase a lot and then build a home on it with our budget? We would like a brick house with 3 bedrooms and 2 baths. Is this possible or super delusional? I know there’s so many variables that go into costs but curious about a ballpark price.

Also- I know there are some new neighborhoods with houses starting in the high 200s, but we aren’t a fan of the cookie cutter neighborhoods. I’d much prefer to purchase a wooded lot. We love historical homes but the ones in our price range seem to need significant work.

Hi everyone! I recently graduated with my MSW, got licensed, and am now working as a medical social worker in child advocacy at my local children’s hospital. It is already designated as an underserved community hospital. I’m curious if anyone has applied for this program and received it? It appears to be competitive but there is no info on acceptance rates. Not sure if this impacts it but I have a 722 credit score, 80k in federal loans, and make 62,500 a year. Thanks!

Edit: thank you SO MUCH to everyone who has commented. We will definitely be running from this house!!!

We are looking into buying a home built in 1919. We love the historical neighborhood. These are the highlight concerns from the inspection. Our realtor is saying this is a typical inspection for a historical home and is not too concerned with the issues. Is this true in your experience? Are these issues going to be costly? We are not looking to pay tens of thousands of dollars in repairs before we can move in. The interior of the home is in mostly good condition, mostly needing painting and a couple doors replaced. The asking price is 235,000 for a 3 bd 1.5 bath with fully updated kitchen and half bath in Ohio.

Here are the primary issues:
• Active roof leak and flashing failures. The inspector confirmed an active leak with high moisture readings, plus multiple flashing concerns. Roof repairs or partial replacement could be substantial.
• Termite‑damaged floor joists. Several joists require structural reinforcement or sistering. This is a major repair category.
• Basement moisture intrusion and suspected mold. There is active water entry through the stone foundation and suspected mold growth. Waterproofing and remediation could be expensive.
• Active knob‑and‑tube wiring. This is still present in the home and will need replacement. It also affects insurability.
• Furnace near end of life. The heating system is at the end of its expected lifespan and will likely need replacement soon.
• Galvanized water main. The inspector notes corrosion and eventual replacement should be anticipated.
• Widespread exterior wood rot. Multiple areas of siding and trim show moisture damage, with the possibility of hidden deterioration.
• Damaged gutters and fascia issues. Several sections need repair or replacement.

We are looking into buying a home built in 1919. We love the historical neighborhood. These are the highlight concerns from the inspection. Our realtor is saying this is a typical inspection for a historical home and is not too concerned with the issues. Is this true in your experience? Are these issues going to be costly? We are not looking to pay tens of thousands of dollars in repairs before we can move in. The interior of the home is in mostly good condition, mostly needing painting and a couple doors replaced. The asking price is 235,000 for a 3 bd 1.5 bath with fully updated kitchen and half bath in Ohio.

Here are the primary issues:
• Active roof leak and flashing failures. The inspector confirmed an active leak with high moisture readings, plus multiple flashing concerns. Roof repairs or partial replacement could be substantial.
• Termite‑damaged floor joists. Several joists require structural reinforcement or sistering. This is a major repair category.
• Basement moisture intrusion and suspected mold. There is active water entry through the stone foundation and suspected mold growth. Waterproofing and remediation could be expensive.
• Active knob‑and‑tube wiring. This is still present in the home and will need replacement. It also affects insurability.
• Furnace near end of life. The heating system is at the end of its expected lifespan and will likely need replacement soon.
• Galvanized water main. The inspector notes corrosion and eventual replacement should be anticipated.
• Widespread exterior wood rot. Multiple areas of siding and trim show moisture damage, with the possibility of hidden deterioration.
• Damaged gutters and fascia issues. Several sections need repair or replacement.

We are looking into buying a home built in 1919. These are the highlight concerns from the inspection. Our realtor is saying this is a typical inspection for a historical home and is not too concerned with the issues. Is this true in your experience? Are these issues going to be costly? We are not looking to do a full flip, and have to immediately pay tens of thousands of dollars before we can move in. The interior of the home is in mostly good condition. The asking price is 235,000 for a 3 bd 1.5 bath with fully updated kitchen and half bath in Ohio.

Here are the primary issues:
• Active roof leak and flashing failures. The inspector confirmed an active leak with high moisture readings, plus multiple flashing concerns. Roof repairs or partial replacement could be substantial.
• Termite‑damaged floor joists. Several joists require structural reinforcement or sistering. This is a major repair category.
• Basement moisture intrusion and suspected mold. There is active water entry through the stone foundation and suspected mold growth. Waterproofing and remediation could be expensive.
• Active knob‑and‑tube wiring. This is still present in the home and will need replacement. It also affects insurability.
• Furnace near end of life. The heating system is at the end of its expected lifespan and will likely need replacement soon.
• Galvanized water main. The inspector notes corrosion and eventual replacement should be anticipated.
• Widespread exterior wood rot. Multiple areas of siding and trim show moisture damage, with the possibility of hidden deterioration.
• Damaged gutters and fascia issues. Several sections need repair or replacement.

I’m interested in the Cannery lofts but there doesn’t seem to be anywhere close for a dog to go potty. Has anyone lived there with a dog and can speak to the experience?