u/FishermanStunning763

About 13 months ago, I had to take a personal loan of 5L at an interest rate of 11.5%, for a repay time frame that would span for 60 months through HDFC.
Now I’m in a position where I can clear off 70% of what ever the remaining balance for the loan is, i.e, about 4.1L remaining.
What would be the best course of action in this situation? Go ahead and clear it at once or slowly and gradually clear it through EMIs?
What about the extra charges it would take to close off the loan sooner?

Thanks!