u/Fit-Lingonberry-6004

Scrubs!

I’m on a weight loss journey and have already lost 30 pounds! I’m on the hunt for new scrubs. Since I’ve been searching, I’ve noticed lots of different brands popping up on my FB. Everyone at work wears Figs. I used to have nice Sketchers until I gained weight, and now I’m just stuck with Walmart’s brand.

I’m not looking to spend hundreds on a couple of pairs of Figs unless it’s absolutely worth it!

I’d love to hear your favorite and why!

Ps. I’m 5’5 currently 166. Sizes would be great to! 🩷

reddit.com
u/Fit-Lingonberry-6004 — 7 days ago

Do I consolidate?

I’ve asked this question a few times on here and got the same answer… DO NOT consolidate. It will hurt my month counter. But I want to break this down.

The majority of my loans (~90%) are 170/300 months
$48,000 at 6%, (these were consolidated before)

The other loans are 70/300.
$5,200 at 4.45%

I was reading that my counter would be a weighted average. Since most of my loans are 170/300 my new counter (if I consolidated) would be like 160/300 for all.

I’ve been on the SAVE plan and haven’t made payments during that period so this is a huge issue as I can’t afford like 500/month I was quoted by the repayment calculator on FAFSA.

Oh let’s add another issue. I’m going back to school in Aug to complete my 2nd bachelors (that’s why I have newer loans). I read that if I secure my currents loans in a consolidated IBR BEFORE JULY they can bypass the RAP or whatever. But my new loans will be on RAP.

I’m getting conflicting answers 😭

TIA

reddit.com
u/Fit-Lingonberry-6004 — 10 days ago