u/Flashy_Piano_4418

I’m planning to start a disciplined savings plan and want advice from people who’ve done something similar.

Save approx 12,000 AED (₹3L) every month

Maintain it consistently for 3–4 years

Family expenses handled separately in India

Debt will be cleared before starting this properly

Looking for suggestions on:

Best way to split savings (India vs global investments)

How to stay consistent long-term without lifestyle inflation

Any automation or banking setups that helped you stick to a plan

Looking for long-term stable investing.

Would appreciate practical experiences.