29(m) Not sure if I’m doing things right
Hello! I’ve been lurking here a little while. My retirement account surpassed the 100k point, and I’m just questioning if I should be doing anything more. I’d like to retire by ~55. I contribute 17% with 4% employer match. I increase my contributions every year by 3% (until I hit max). I make about $145k gross each year. I have a separate Roth IRA with about $~20k in it. Debts include:
- mortgage: about $275k - but actually hoping to sell in a few months
- student loans: private $50k (on a 10 year plan) + federal $120k (pursuing PSLF)
My fiance is in a roughly similar situation, but with a little more federal student loan debt and an about half of what I have in retirement.
I would love some general life advice or maybe even just a confirmation that I’m doing the right thing from those who have done things so well! Thanks in advance!