▲ 1 r/PSLF
SAVE Forbearance & PSLF: Counter hasn't moved & should I switch IDR plans?
I’ve been on SAVE with a $0 payment, so I haven't paid anything since 2024.
As of July 2024, I was at 80 qualifying PSLF payments. My last employer certification was May 2025, and I’m about to submit a new one. But my PSLF payment counter hasn't updated at all since then. Is this normal?
Also, should I go ahead and apply for a new IDR plan now, or keep waiting?
I believe it’s Oct or 2027 I should be eligible for 120 payments.
u/Forward_Working_6900 — 1 day ago