u/Fragrant_Witness2302

Upgrade on the MF SIP

Hi all,

I'm 27.

I started investing and in a mid term perspective 5+ years or so, to buy home or start some business along..

Risk appetite : medium to high.

In past 4 years my investment have been not so consistent.

Lot of expenses etc and I used to invest when I had some fund left.

I currently have invested in the below funds, tax savers investments were for old regime scheme which I had opted until 2023, which gave the best returns among all the MF i hold.

not investing in it anymore.

App used : coin and IND money -

Sbi midcap

Quant small cap

DSP elss Tax saver fund

Mirae asset elss tax saver fund

Motilal oswal gold and silver passive fof

If i am to invest 60 or 70 K per month.

Which funds should I invest in?

I don't have any much savings or generational wealth, in bad situation or major expense situations, would have to sell the MF.

I am. Planning to take up a flexicap MF and another mid cap, split the SIP and start weekly investing.

I am also thinking to invest in US and other international MFs with more weightage, keeping in mind of the INR value falling.

Please do suggest your best opinions.

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u/Fragrant_Witness2302 — 6 days ago