u/Frequent-Raccoon7346

What are the best regulated options in India for getting a ₹2 lakh urgent personal loan with a 656 CIBIL score?

Need genuine financial advice.

I urgently need around ₹2.5 lakh within the next 24–48 hours due to repayment obligations. My CIBIL is approximately 656, and I’ve already exhausted most instant loan apps.

I’m trying to avoid illegal lenders and looking only for:

  • regulated NBFCs
  • private finance companies
  • secured loan options

I can provide PAN, Aadhaar

Has anyone dealt with a similar situation and found a legitimate solution in Pune/Maharashtra or online in India?

Would appreciate practical suggestions on the fastest and safest route.

reddit.com
u/Frequent-Raccoon7346 — 12 days ago

What are the best regulated options in India for getting a ₹2 lakh urgent personal loan with a 630–700 CIBIL score?

Need genuine financial advice.

I urgently need around ₹2 lakh within the next 24–48 hours due to repayment obligations. My CIBIL is approximately 630–700, and I’ve already exhausted most instant loan apps.

I’m trying to avoid illegal lenders and looking only for:

  • regulated NBFCs
  • private finance companies
  • secured loan options
  • lenders that work with lower credit scores

I can provide PAN, Aadhaar, bank statements,

Has anyone dealt with a similar situation and found a legitimate solution in Pune/Maharashtra or online in India?

Would appreciate practical suggestions on the fastest and safest route.

reddit.com
u/Frequent-Raccoon7346 — 12 days ago