u/Frequent_Low_7266

I’m wondering how people think about income loss in YNAB. I’m a new user. I’m thinking specifically about my wife’s unpaid maternity where she won’t have income for 12 weeks. but could also apply as an income loss emergency. I’m thinking: if someone were to be 30, 60, 90 days ahead with the age of their money, doesn’t the income loss fund start to not make much sense? how would it be used? just some initial thoughts and I’m new so I’m sure others have had this experience!