So I went to a college back in 2014 to 2015, and my fasfa was denied so I took a semester off and was gonna reapply next semester. I find out before that time I was going to apply, the school was shutting down. I dont even remember getting told by the school, just close friends who were still enrolled. So I thought there'd be no point in going back. Fast forward to about 2024 where they were allowing those who were defaulted in loans, to repaying again. I thought it'd help my credit since I know not paying screwed it up. So I jumped at that and now I'm being told I can actually apply for forgiveness. I've been looking into it and I'm seeing forgiveness , borrowers defense, PSLF and its just confusing me.
Also, my loan was basically sold off to Aidvantage before it was managed by FedLoan from what I can dig up from old emails. Not sure if that changes anything but I'm not too sure what to do now or am I just stuck?