Current CIBIL: 690
Age: 27
Monthly Income & Employment: ₹1.2L/month, salaried employee
Monthly Spending Pattern:
- Fuel is my biggest expense (I ride a lot)
- Frequent movie ticket bookings on BookMyShow
- Most day-to-day spends happen through GPay/UPI
- Very little Amazon,Swiggy/Zomato usage
- I don’t really travel or fly
Looking for recommendations on:
- Cards that I can realistically get approved for with a 690 CIBIL
- Good rewards/cashback on fuel + UPI + BMS/movie spends
- Prefer low annual fee or easy fee waiver
- Beginner-friendly cards are fine too
What would you suggest?
u/Friendly_Contact1282 — 16 days ago