u/Fun-Monk-8047

Any investment tips for beginners?

Hi! Recently married po kami, parehong OFW, and planning to have kids next year. Pareho kaming working and earning enough naman. Ako po (wife) ang breadwinner, while si husband naman ay tumutulong din sa family niya minimal lang kasi madami silang nagbibigay na kapatid.

Gusto po sana naming matutong mag-invest para ma-diversify yung income/savings namin at hindi puro naka-save lang sa bank, especially sa stock market, pero honestly hindi namin alam kung saan magsisimula. Napag usapan namin ni husband, mas okay daw muna kung huwag bumili agad ng house sa Pinas since hindi naman matitirahan for now, kaya condo muna ang naiisip namin para pag uuwi kami may matitirahan and habang wala pwede iparent.

Any advice or tips po from those na mas may experience? Medyo natatakot lang kami na baka hindi namin ma-manage nang maayos yung pinaghirapan namin in the long run. Maraming salamat po ❤️

reddit.com
u/Fun-Monk-8047 — 7 days ago

WEDDING SUPPLIERS REVIEW

Kathyrns Passion

We are beyond grateful to have chosen Kathryn’s Passion as our full wedding coordinator, especially bilang OFW kami. From the very beginning hanggang matapos ang wedding day, ramdam namin kung gaano sila ka-dedicated at ka-passionate sa ginagawa nila.

Siguro 10-6 months before the wedding medyo may delays sa communication given na din siguro na may time difference kami na 4hrs. Pero nung papalapit na, kahit late na sa Pilipinas, sumasagot pa rin si Ma’am Kathryn sa mga calls at queries namin. She also provided a very detailed master file that guided us throughout the entire wedding preparation process, including malaking assistance sa legal documents and requirements.

Pero pinaka-naramdaman talaga namin yung effort nila during the wedding day itself. Honestly, sobrang stress-free ng experience namin. Wala kaming naramdamang hassle or problems because they handled everything quietly and professionally behind the scenes. Ang ginawa na lang namin was to enjoy the moment and follow the flow dahil super smooth ng coordination from start to finish.

Special mention din sa mga bride and groom manager assigned to us kila Ms. Lei and Sir Joshua — ramdam na ramdam namin na special kami that day. Even the smallest things like pagpupunas ng pawis or checking on us consistently, ginawa nila with care and sincerity. Sobrang nakakamiss yung maging feeling artista huhu. Thank you din kila Ms. Chie, Ms. Jay and Sir Leo sobrang na-appreciate namin kayo. Kudos sa concern nyo po sa amin bilang bride and groom.

Highly recommended 💯

reddit.com
u/Fun-Monk-8047 — 7 days ago

NOT RECOMMENDED ‼️

Posting this review to share my experience with her service during my wedding.

Unfortunately, it was quite disappointing.

**Call time was 7:00 AM, but she arrived late—nauna pa yung ibang bridesmaids. Considering na around 1.5 hours per head yung makeup niya, nakaapekto talaga ito sa timeline namin. Good thing we booked another makeup artist who, despite having fewer clients, arrived earlier and helped keep things on track.

**I was also surprised that she did not bring her own table. As a professional, I believe this is a basic and essential part of providing organized and efficient service.

**Most importantly, I was not satisfied with the output sa mga friends ko. Hindi siya aligned sa binayad nila, and as the bride, ako yung nahiya para sa kanila. The work seemed rushed, possibly to accommodate all clients without adjusting the number of bookings.

**One of my bridesmaids also mentioned that she noticed a cigarette smell on her hands during the application, which raised concerns about professionalism and hygiene.

**My husband had initial doubts from the start, and unfortunately, those were confirmed on the day. I now understand the previous negative reviews. Looking back, we should have considered canceling, even if it meant losing our 3k downpayment.

Sharing this on behalf of myself and my friends—sadly, I would not recommend this service.

Supplier : Juana Montecarlo / Makeup by Juana Montecarlo

reddit.com
u/Fun-Monk-8047 — 24 days ago