u/FundamentalsLens

NU Holdings looks financially strong on most fronts.
Revenue growth is still high, margins improved a lot over the last few years, EPS keeps growing, dilution is relatively controlled for a growth company, and the overall business execution looks impressive.
The main thing I keep asking myself is whether the current growth and profitability trajectory can continue long enough to justify the valuation long term — especially as they expand more aggressively outside Brazil.

Curious how other people here see the risk/reward at current levels.