
What to spend tickets on?
What’s the best thing to spend these tickets on? Should I just keep saving them?

What’s the best thing to spend these tickets on? Should I just keep saving them?
I am using Hela as my main and close to unlocking her second resonance slot. Currently I have Thor resonance. My runes are centered on elements and swords.
I have 2 rare character chests.
At my job I have to keep a day sheet that logs everything I do that day with times of how long I spent on each task. I have run into an issue where all of my tasks are caught up and I have maybe two hours worth of work to do until I get a new batch of tasks which doesn’t happen until a few days after the first of each month.
What am I supposed to log when I literally have nothing left to do? I don’t want to go to my supervisor and be given a bunch of extra work that is not part of my job. I also don’t want to seem lazy and make it obvious that I don’t have any work to do for the next few days. What do I do now?
Both the PAYE and IBR plans give me the same monthly payment amount and total to be paid. PAYE gives me a slightly higher end of payment balance.
I aim to seek PSLF, but do not have enough qualifying payments yet.
I know PAYE will phase out in 2028.
What are the main differences between the two plans and how should I decide which is best for me?
Either one I go with cuts my current payment under the standard repayment plan down by about 1/4 the amount. I can’t understand what the main differences between the two plans are, they seem about the same to me other than the fact that PAYE shows a higher end of payment balance (I don’t fully understand what that means either).
Both the PAYE and IBR plans give me the same monthly payment amount and total to be paid. PAYE gives me a slightly higher end of payment balance.
I aim to seek PSLF, but do not have enough qualifying payments yet.
I know PAYE will phase out in 2028.
What are the main differences between the two plans and how should I decide which is best for me?
Either one I go with cuts my current payment under the standard repayment plan down by about 1/4 the amount. I can’t understand what the main differences between the two plans are, they seem about the same to me other than the fact that PAYE shows a higher end of payment balance (I don’t fully understand what that means either).
Edit: I would be under new IBR for all loans. All loans were taken after July 2014.