I'm building a UK personal finance app. What do you wish existing apps actually did better?
Hey everyone,
I've been quietly working on a personal project called RAVN over the last few months.
The idea started because I realised I spend more time than I'd like checking different banking apps, subscriptions, bills and comparison sites, and I still don't feel like I'm making the best financial decisions.
There are already some good apps out there, but I kept thinking, "Why isn't there one that actually tells me what I should do next?"
That's what I'm trying to build.
The plan is to use Open Banking to bring everything into one place and then use AI to help people understand their money a bit better. Not just budgeting, but things like spotting wasteful spending, reminding you when you're overpaying for something, and suggesting ways to save without having to spend hours comparing deals yourself.
It's still early, and I'd much rather build something people genuinely find useful than assume I know all the answers.
So I wanted to ask people here.
What's the biggest thing that annoys you about managing your money?
Have you used apps like Emma, Snoop or Moneyhub? What did they get right, and what made you stop using them?
If you could add one feature to a finance app tomorrow, what would it be?
I'm not trying to promote anything. I'm just looking for honest opinions before I go too far down the wrong path.
Even if you think it's a terrible idea, I'd rather hear that now than six months from now.
Thanks for reading. 🙂