u/GiGiAGoGroove

So IRA portfolio has risen 80k since January and would like profits. Is it better to DRIP the Q2 dividend and then take profits or is there a better order to do that? Hopefully the market won’t crash before then.

Some of the bigger positions are 10-15% of portfolio while others are around 5-15%. But some are up 15% and the profit would be nice to hold for a dip.

Also are small caps like VXUS VBR and SCHA worth dripping now at their current prices? thinking it might be awhile before rates are lowered and they rise again. Small caps and utilities XLU are my defensive plays.

Thank You.

Read a bunch generally about JEPI and heard it’s better during a bear market. So the current market is still holding steady but does a downturn automatically mean a bear market? Will the expense ratio eat up the returns? We are really trying to get a DRIP growing to a good level so we can have a nice supplement income, in our portfolio it would make up about 7%->12% between 1->5 yrs. Considering its holdings they all seem pretty stable. Thanks.