u/GitShiggles

Does anyone have any experience breaking a mortgage rate with Bank of Ireland? I spoke with their team and was told the breakage fee today is showing as €0 but this is subject to change on a daily basis.

Is there an option to “lock in” a breakage fee? Eg. I sign my documents on a Monday where the breakage fee is €50 but it’s not processed by the bank until 2 days later when it could be €300. I would like to be able to lock in at the €50 from when I signed but it wasn’t clear if that’s an option. I do see some others in the sub mentioning rates being held for them but not sure if BoI offer the same.