u/GlobalRate6536

My FI Journey - hit a personal milestone today

My FI Journey - hit a personal milestone today

M36 - living in tier 1 city with wife and 5 year old child. I am FI but no intention of RE for now.

Found this subreddit discussions and post very useful and informative.

Journey:

I did my undergrad in India and right after that went to the US to pursue my masters.

Lived and worked for more than a decade abroad - Initial few years in US and then moved to UK . Mostly Fintech companies and banks.

Moved back to India in 2024, worked in a GCC for 2 years and left the job recently. I personally could not adjust to Indian workplace politics and bad work-life balance.  

Corpus/Assets:

5Cr in an Indian brokerage account.

60L in FD and corporate bonds.

Have a decent chunk of money abroad - UK brokerage and pension account. I plan to fund my kid's higher education using this money. 

I have my own house and am currently staying in it.

Future plan:
I plan to pursue a PHD in CS. I really want to go deep in my field and contribute in whatever way I can.

Wanted to know if someone is pursuing a PHD after FI and how is it going so far.

just crossed 5Cr in my demat account :-).

https://preview.redd.it/3whutzkggvjh1.jpg?width=1113&format=pjpg&auto=webp&s=7c4644bab45508c7ca15e15d5c2d403dea6dbea5

reddit.com
u/GlobalRate6536 — 3 days ago