Next Chapter ready?
38M, ~$1.25M liquid, considering redesigning my life instead of climbing the career ladder
38, single, no kids, earning about $180k/year in a corporate job. Mentally ready for a different chapter.
Current finances:
Retirement accounts: ~$430k
Taxable brokerage: ~$800k mostly growth index funds with some international
Cash: ~$15k - thinking of taking $ from a fund to build cash buffer of 100k and take a tax hit instead of slowly building over a few years.
Total liquid assets: ~$1.25M
No debt
No house, rent is 3k
I also have a ecommerce side hustle - $33k/year.
My focus has been maximizing income and investing for financial independence, but I no longer want to climb the corporate ladder.
What I want instead:
More control over my schedule
Time for health and fitness
A stronger social life and community
A long-term partner
More travel while I’m still relatively young
The challenge is defining the next job/lifestyle and deciding where to live. I could move somewhere cheaper, or spend time abroad.
Financially, I have flexibility (trying to figure out if can coast, barista fire?). Emotionally, leaving a high-paying path feels risky, even though i don’t see my identity and future there.