u/Global_Slice_5657

Are you as aggressive as you would be if you didn’t have a pension? I’m a 40m with 170k in Roth 401k, I earn $130k a year. But I only put 10% in and have no match. The caveat is that I have a pension that pays $120k/year when I hit the age of 56. There’s no real fear of the pension going anywhere as it’s one of the most well funded pensions and is almost at self sufficiency levels.

Should I still eventually try to max out? Or at least put 15%? Does having the pension make anyone else ease up a little on their 401k?